Protect yourself and anyone you transport with NEMT insurance.
Ensuring patients have access to essential services is crucial in the healthcare industry. However, without adequate transportation, it can be difficult for those with disabilities, long-term illnesses, or mobility issues to go to medical appointments and treatments. Herein lies the role of Non-Emergency Medical Transportation (NEMT), which offers vital transportation services to individuals requiring them. Nevertheless, NEMT insurance is required in order to provide these services.
NEMT insurance is a specific kind of coverage meant to safeguard businesses or individuals that offer non-emergency medical transportation services. Transporting patients to and from doctor’s appointments, dialysis sessions, physical therapy sessions, and other non-emergency healthcare-related locations are all considered non-emergency medical transportation.
As with traditional transportation services, NEMT providers are subject to a variety of risks when operating their vehicles, including collisions, mechanical failures, and injury to passengers. By covering liabilities and any damages that can occur during transportation operations, NEMT insurance helps to reduce these risks.
Now that you know what NEMT insurance is, you might wonder how to get it and if you need it. The first part of that is easy; our team at LaVaughn Rodgers Insurance can help with your NEMT insurance needs in North Carolina. The second is a bit more confusing, but our team can help with that as well. We’ll listen to your needs and what services you provide to assess not only the need for NEMT insurance but also find the right policy for you. With over 45 years of experience in the insurance industry, we’re a team you can trust.
Contact us today to learn more.
Contact LaVaughn Rodgers Insurance Today!
FAQs About NEMT Insurance
At LaVaughn Rodgers Insurance, we specialize in helping our clients find the right insurance policies to meet their unique needs. If you frequently transport people to non-emergency medical appointments, for instance, you may benefit from having NEMT insurance coverage. Our team has responded to some common questions about NEMT insurance below to help you determine if it might be a good option for you.
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What is NEMT insurance?
NEMT (Non-Emergency Medical Transportation) insurance is a specific type of commercial insurance for those who transport patients to routine check-ups, physical therapy sessions, dialysis treatments, or other non-emergency appointments. The main purpose of NEMT insurance is to protect the drivers, the vehicles, and the business from the unique risks of transporting patients.
Why do I need NEMT insurance instead of a regular commercial auto policy?
A typical commercial auto insurance policy doesn’t always cover the specific risks of driving patients who may be in frail condition, rely on a wheelchair, or have medical conditions that could pose unique safety hazards. NEMT insurance policies are tailored to cover these key areas, giving businesses and their employees additional protection and peace of mind.
Can an NEMT insurance policy cover multiple vehicles?
Yes, NEMT insurance policies can be designed to cover a single vehicle or an entire fleet. If your business relies on several drivers to bring patients to routine medical appointments, for instance, you can cover all your vehicles with a single policy.
Will an NEMT policy cover passenger injuries?
Yes, one of the main components of NEMT insurance policies is that it protects your driver and your business against claims if a passenger gets hurt during transport.
Contact LaVaughn Rodgers Insurance Today!
At LaVaughn Rodgers Insurance, we provide NEMT insurance services to those throughout North Carolina, including Kannapolis, Concord, Harrisburg, Charlotte, China Grove, Landis, Mount Pleasant, Mooresville, Cornelius, Huntersville, Davidson, Salisbury, Matthews, Rockwell, Mint Hill, Monroe, Denver, Statesville, Troutman, Catawba, Albemarle, Pineville, Locust, and Gastonia.