Even though you have to have car insurance, you don’t have to overpay for it. The good news is that there are several simple and easy things you can do to lower your rates without reducing your coverage or compromising your peace of mind.
One of the easiest things you can do to reduce your car insurance rates is to shop your policy regularly. Rates change, and when you’re loyal to a carrier, this doesn’t always mean you’re going to get the best deal. We recommend reviewing your coverage once a year, or after any major life changes, to uncover savings you didn’t know were available.
Your driving record can also play a major role in your car insurance rates. For instance, if you avoid tickets and accidents, you can take advantage of safe driver or defense driving discounts. These can help you keep your premiums low over time.
We also recommend reviewing your coverage limits and deductibles. Increasing your deductible can lower your monthly premium, as long as you’re comfortable covering more out-of-pocket costs in the even that you need to file a claim.
Finally, working with us at LaVaughn Rodgers Insurance can make a major difference. Your agent can quickly compare multiple carriers, explain your options clearly, and help you find the best value for your budget without the hassle.
Are you ready to take a closer look at what you’re paying for car insurance? Give us a call today to get started!